(I2.wp.com, 2018) For centuries central banks have controlled money, and money is just an accounting system, with the rise of new technologies such as Block-chain comes crypto-curencies in the form of Bitcoin, Etherium, Ripple and many more, as a result we are seeing a decentralised banking system, it has been described as a monetary revolution. The technology can store and record transactions, record value, and doing so digitally so that users can send money directly to each other without the middle man of the bank where sometimes fees are placed. All of this data is stored in the open ledger, which is a distributed ledger and there is no central server, but every user of the crypto currency aids in the process of confirming transactions, this is called a Peer2Peer network or P2P. Block-chain Explained: (YouTube, 2018) Fintech: This is a collective term for technologically advanced financial innovations that result in new financial instruments, services or interme...